I am a senior financial services lawyer with over 20 years of experience across diverse sectors of the financial services industry. My career highlights include serving as UK General Counsel for Citibank Consumer Bank and Senior Legal Adviser to HSBC Private Bank and HSBC Securities Services. I have a strong interest in how blockchain technology will shape the future, particularly as regulatory frameworks expand in this area. I am keen to contribute to how the evolving regulatory environment impacts the industry’s growth. I am highly skilled in advising companies on the implementation of new legislation and regulations, drawing on substantial experience with compliance frameworks. I have advised blue-chip organizations, including HSBC, Citibank, WorldPay, Lloyds, and Western Union, on a range of regulatory matters, including Payment Services Regulations, GDPR, MiFID, and more recently, MiCAR. My expertise extends to engaging directly with international financial services regulators, particularly in the UK and Ireland. In addition to regulatory compliance, I bring extensive experience in mergers and acquisitions, change management, licensing, and contract negotiations. This includes reviewing internal policies and procedures, managing fundraising, licensing arrangements, development programs, joint ventures, distribution deals, and asset sales/purchase agreements. I am adept at communicating and negotiating with external stakeholders such as regulators, external counsel, and public authorities, always with a focus on fostering trust-based relationships. Lastly, I speak good French, which enhances my ability to operate effectively in international environments.