Senior Data Technology Analyst

In January of 2018, the small equity portfolio I constructed in my retail account consistently outperformed the S&P 500 by at least 28% year over year as of January 4th, 2022. It's a decent return, but my capital would have performed better had I allocated more funds toward bitcoin and ether. However, I didn't know enough about cryptocurrency at the time, so any allocation toward the asset class would have been speculative, and speculation is not good trading and investing practice. You see, I started investing in equities when I was nine years old. Of course, I didn't realize it at the time, but I suppose it was my father's way of showing me...