Web3 AI Jobs in Malta, Europe

About us:

BVNK is the stablecoin-powered financial stack for enterprises. We're now part of Mastercard, and together we're building a network for every form of money – one that delivers more reach, more capability and more choice.

We enable businesses to build financial products, unlock new markets, and move money in seconds across 130+ countries, with 40+ licenses for fiat and digital assets globally. Processing billions annually, we empower enterprises worldwide to send, receive, convert, and settle stablecoins and fiat seamlessly through a single integration.

Our mission is to accelerate global money movement, and we're assembling a world-class team to make it happen.

Trusted by industry leaders like Corpay, Worldpay, Deel, and Flywire, we deliver the infrastructure that makes new forms of money usable within the financial systems customers already rely on today.

By combining Mastercard's global payment reach and trusted networks with BVNK's stablecoin infrastructure, we're building the trusted operating layer for the evolution of money movement, helping customers participate in emerging digital networks without having to rebuild their businesses around every new innovation.

We're a diverse team spread across EMEA, North America, and APAC, with a shared belief that stablecoins are the new infrastructure layer for financial services, and that BVNK is at the forefront of this shift.

We're incredibly honored to have been recognized by:

• CNBC World's Top Fintech Companies (2026)
• FXC Intelligence Top 100 Cross-border Payment Companies (2026)
• Newsweek's The Top 100 Global Most Loved Workplaces (three years running, most recently 2025)
• LinkedIn as one of the Top 20 Startups in the UK (2025)

About this role in the team:

As a Reconciliations Analyst, you will be a cornerstone of our daily operations, ensuring the absolute integrity of our financial records across both fiat and digital assets. This is not just a "numbers" role - we are looking for a tech-forward individual who is passionate about automation and AI-driven efficiencies.

You will deliver accurate internal and external reconciliations while proactively identifying ways to optimise our workflows. From investigating complex discrepancies and collaborating with Product & Engineering teams, you will play a vital role in BVNK’s growth and regulatory excellence.

Key Areas of Responsibilities:

Operational Excellence & Automation

• Reconciliations: Perform complex reconciliations across various entities, covering bank accounts, customer accounts and intercompany transactions across both Fiat and Digital Assets.
• Innovation: Proactively leverage automation tools and AI-powered solutions to transition manual processes into efficient, tech-led workflows.
• Data Management: Import and manage internal and external data sets, recording daily cash balances and monitoring fund movements to ensure timely resolution of outstanding transactions.
• System Integrity: Create and maintain daily reconciliation templates for all group entities and ensure system and client data accuracy, including NAV reporting.

Financial Reporting & Compliance

• Reporting: Ensure all reconciliations align with financial records to support the preparation of financial statements and the month-end, quarter-end, and year-end closing processes.
• Audit & Control: Act as a key point of contact for internal and external audits, providing detailed documentation, methodology explanations, and root-cause investigations for discrepancies.
• Standardisation: Oversee new product journeys and lead the implementation of improved, standardised reconciliation processes.

Cross-functional Collaboration

• Partnership: Work alongside Treasury and Payment Operations to refine reporting outputs and partner with Product & Engineering to test new external provider integrations.
• Technical Integration: Collaborate with Engineering teams to embed AI and automation into the core reconciliation stack.
• Strategic Support: Assist the Reconciliations Manager with ad-hoc business requests and strategic projects to drive broader company initiatives.

What we need from you:

• Education: A degree-level qualification in Financial Management, Business Management, or a related field.
• Experience: 2+ years of experience in reconciliations or financial services (Fintech experience is a significant plus).
• Tech-Savvy: A strong interest in AI and automation. We want to hear about proven examples where you’ve leveraged technology to improve a process.
• Analytical Rigor: Exceptional attention to detail and the ability to maintain accuracy in a high-pressure, fast-paced environment.
• Communication: Ability to present complex financial findings and workflows to senior leadership clearly.

What you can expect from us:

• Fair and competitive salary at every stage of your growth
• Flexible working hours, with hybrid working at its heart
• A culture built on passionate, growth-minded people
• A flexible approach to holiday
• Opportunities to travel to our offices around the world
• An open and creative environment where you can help us define the future of BVNK, its culture, and its opportunity sets

At BVNK, we are focused on building a diverse and inclusive team. While you may not meet all of our requirements, we’d encourage you to apply if you meet the majority of our expectations. You may be a great fit for this role or another role in our team.

Compensation packages are based on candidate experience and relevant certifications.

Bulgaria Salary Range€30.000—€50.000 EUR

Compensation packages are based on candidate experience and relevant certifications.

Spain Salary Range€35.000—€50.000 EUR

Compensation packages are based on candidate experience and relevant certifications.

Malta Salary Range€32.000—€50.000 EUR

Compensation packages are based on candidate experience and relevant certifications.

Poland Salary Range€30.000—€50.000 EUR