Web3 KYC Policy Jobs in New York, United States

About MoonPayHi, we’re MoonPay. We’re here to onboard the world to the decentralized economy by making digital money move as universally and effortlessly as the internet.Why?Because crypto, stablecoins and blockchain aren’t just technologies. They’re tools for global financial empowerment. They give people and businesses more control over their money, their digital assets, and their future, opening access to legacy financial systems that have been out of reach for many.What we doMoonPay is a unified payments platform for digital currency. We make it easy for anyone, anywhere, to buy, sell, swap and pay in digital currencies as easy as sending an email. That simplicity is intentional, our focus is reducing complexity so people can participate confidently, without needing to be crypto experts. We power the entire flow between fiat and crypto end to end, with compliance, identity checks, fraud prevention, and settlement all built in. This end-to-end approach reflects how we work internally: with accountability, rigor, and trust built into everything we ship.Proven at scaleTrusted by over 30 million customers and over 500 ecosystem partners, our secure, enterprise-grade platform is driving mainstream crypto adoption worldwide. Behind those numbers are millions of real people and organizations relying on MoonPay every day. We collaborate with innovative brands and projects to build secure, scalable solutions for a blockchain-powered future. This is an opportunity to help shape systems, not just scale them. And we’re committed to doing it right. Fully licensed in the U.S. and regulated across the UK, EU, Canada, and Australia, because trust and compliance are non-negotiable. But we’re just getting started. We’ve launched a consumer app that makes crypto accessible, intuitive, and usable for everyone, and it’s growing fast. We’re iterating every day to make it the best it can be. If you believe financial freedom should be for everyone. If you believe in building a fairer, more open financial system - we want you with us. To build systems that benefit all, we need contributions from all, regardless of background. Come build the future of payments and the decentralized economy with MoonPay. Let’s make financial freedom and autonomy the new normal.

Locations Supported 🌍

New YorkThis role will be hybrid, and will require you to spend some portion of your time in our office in one of these locations.

About the Opportunity ✍️

As the Director/Sr Director of Trust & Safety, reporting directly to the SVP of Operations, you will champion platform integrity across the entire MoonPay suite of products and services. You will partner closely with Product, Engineering, Data, Payments, and Compliance to execute a collective strategy aimed at keeping our customers safe. In this role, you will lead multiple global teams; while technical deployment sits with P&E, you provide the strategic direction and policy logic required to protect our users and the business, leveraging AI to drive operational excellence.

This is a directional leadership role focused on steering the organization toward AI-enhanced efficiency. You will manage a global, multi-tiered workforce and a complex partner network, ensuring MoonPay maintains its "Green" status with banking partners and card networks through a unified approach to all fraud typologies.

What you will do…

• Lead operational teams across:

  • Fraud Operations: Successfully lead, manage, and scale the team to deliver high-quality fraud reviews and real-time risk mitigation across all typologies.

  • Fraud Investigations: Lead the company-wide response to complex fraud rings and high-stakes threats, ensuring deep-dive analysis is converted into proactive platform defense.

  • Dispute Operations: Manage the end-to-end dispute lifecycle to maximize recovery and ensure strict adherence to global card network and banking scheme compliance thresholds.

  • Brand Risk: Protect MoonPay’s reputation by monitoring and mitigating threats from scam associations, platform abuse, and high-visibility fraud vectors.

  • Incident Management: Direct company-wide responses to fraud attacks and high-priority incidents, coordinating across multi-functional teams to ensure rapid containment and resolution.

• Strategic Team Partnership: Act as a core partner to the Product, Engineering, Compliance, Data, and Payments teams to embed "Safety by Design" into the product development lifecycle and ensure technical roadmaps reflect the stakes of platform integrity.

• Steer AI-First Strategy: Leverage AI and machine learning to improve every stage of the fraud lifecycle—from predictive detection to using LLMs for automated investigative support and decision-making.

• Establish Automated Containment: Define the requirements for AI-driven risk-engine logic that triggers automated "kill-switches" and dynamic limits to contain threats in sub-second intervals.

• Direct Policies, Rules & Operational Excellence: Create and scale high-velocity rule sets for Identity (KYC), Authentication (ATO), and Payment movement, establishing the standards that bridge high-level policy with global execution.

• Optimize Operational Health (Ops P&L): Manage the unit economics of safety by tracking and optimizing cost-per-decision across the vendor and workforce stack, balancing tool costs against unrecovered fraud losses.

• Manage the MoonPay Fraud Partner Program: Manage fraud risk across our global partner ecosystem and support a collaborative fraud intelligence network to protect the broader Web3 space.

• Steer Managed Services (BPO): Direct external service providers to scale execution work, ensuring rigorous quality calibration and optimized unit economics across all remote teams.

Key Success Metrics

Your performance in this role will be directly measured by:

• Financial Performance: Optimize the net cost of fraud relative to total processing volume.

• Network & Rail Viability: Maintain industry-leading chargeback ratios and "Green" status across all payment networks and banking partners.

• Detection & Containment Velocity: Minimize the time to detect (MTTD) and resolution times to contain emerging fraud waves through automated logic.

• Operational Alignment: Maintain a tight performance gap across all operational teams and managed services providers.

• Partner ROI: Drive maximum value and signal accuracy from the third-party fraud technology stack and global partner network.

About You 🙋

You are a directional leader who scales safety through technology and disciplined partner management. You understand how to leverage AI to improve precision and speed, and you take relentless ownership of platform outcomes across a diverse product suite.

Requirements

• Leadership Experience: Proven track record of leading Trust & Safety or Fraud functions in high-growth fintech or crypto companies.

• Scaling & BPO Mastery: Extensive experience managing multi-tiered teams and scaling operations via external Managed Service Providers.

• Partner Program Management: Experience managing fraud across B2B partners and participating in global fraud intelligence networks.

• Strategic AI Leverage: Demonstrated ability to use AI/ML insights to improve operational performance and automate complex workflows.

• Cross-Functional Collaboration: Experience working as a primary stakeholder alongside Product, Engineering, Data, Payments, and Compliance teams.

• Domain Expertise: Strong understanding of identity verification, payment risk (ACH, Card, Open Banking), and blockchain forensics.

BLOCK Values We’re looking for people who live our core values, those who strive for excellence and want to leave a lasting legacy on the global financial system. Our values:B - Be HungryL - Level UpO - Own ItC - Crypto CuriousK - KaizenResearch has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learnt, diversity cannot.Benefits & Perks 💡💰Competitive salary package 🤝 Equity package: We believe financial freedom starts with our employees, so all employees have ownership at MoonPay📈 Pay for performance equity bonus: Those who drive outsized outcomes receive outsized rewards 🚀 Moonshot award. We honor exceptional impact - 10 employees twice a year, each earning a $250,000 equity grant.🏝 Unlimited holidays: We give you the autonomy to choose when to work (and when to switch off)🌍 Hybrid working schedule: Work fully remotely or your nearest Moonbase, the choice is yours 🩺 Private Healthcare benefits: To protect you and your loved ones 🍼 Enhanced parental leave: So you can spend more time with your loved ones without a second thought📚 Annual training budget: We support your training journey every step of the way 🪑 Home office setup allowance: Create the home office of your dreams 👛 Remote working allowance: Those working fully remotely get a little extra for utilities 💰 Monthly budget to spend on our products and zero fee crypto transactions: Cultivate your inner DEGEN 💰 Employee referral programme: Great people know great people, refer them to receive 10K in USDC ✈️ Regular remote company offsites: Meet your colleagues regularly for high impact in person sessions and hackathons 🚀 Working in a disruptive and fast-growing company where excellence is rewarded Commitment To DiversityAt MoonPay we believe that every voice matters. We strive to create a mindful and respectful environment where everyone can bring their authentic self to work, and experience a culture that is free of harassment, racism, and discrimination. That’s why we are committed to diversity and inclusion in the workplace and are a proud equal opportunity employer. We prohibit discrimination and harassment of any kind based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status or any other characteristic protected by law. This policy applies to all employment practices within our organization, including, but not limited to, hiring, recruiting, promotion, termination, layoff, and leave of absence. MoonPay is also committed to providing reasonable accommodations in our job application procedures for qualified individuals with disabilities. Please inform our Talent Team if you need any assistance completing any forms or to otherwise participate in the application process.We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.